How to save money? It’s something anyone can do whether you are putting aside one dollar or one hundred, just start somewhere. This post has some easy ways to save money as well as lots savings tracker ideas for your bullet journal.
Be sure to read all the way to the end so you don’t miss anything.
I did a bit of research to find out good ways to start saving money. Here are some ways you can make small life changes to save money faster. The Simple Dollar has well thought out list of 100 Great Ways to Save Money. I read through them and picked out some of my favorites.
Easy Ways to Save Money:
Eat In - Eating out can cost a lot of money. If you wonder where your money goes, you may be surprised to see how much of it goes to dining out. If you like to dine with friends, invite them over instead.
Repair Clothes Instead of Throwing them Out - In the world of fast fashion, people think it’s easiest to buy cheap clothes and then just throw them out after a few wears. Instead, buy better quality clothes that are staple pieces you can own for a long time and repair as needed. Simple repairs cost a lot less than replacing the garment.
Clean out Closets - How much excess do you have? Probably more than you think! Clean out clothes closets and other closets. If you haven’t worn it or used it in 6 months, it’s time to sell or donate. Check out places like a consignment store, Craig’s List or eBay to sell your items. Goodwill and Salvation Army have lots of locations for donating clothes and household items.
Use a Shopping List - I can’t tell you how many times I’ve been to the grocery store and purchased things I don’t need. The Simple Dollar recommends you create a shopping list before you head to the market and only buy the items on that list.
Use the Library - Take advantage of your local library. You don’t need to own a brand new book to enjoy it. There are thousands of books and videos available and you can save a ton of money.
Try the 30 Day Rule - When you are making a purchase, wait 30 days before buying it. That will keep you from making an impulse buy and give you time to consider all of your options and decide if it’s something you really need in your life.
Don’t Use Credit Cards - Credit card debt can add up so fast. Don’t bring any credit cards with you when you shop. If you use cash for purchases, it will keep you from overspending.
Don’t Go to the Mall - If you are trying to save money, don’t tempt yourself by going to the mall. Try and think of other activities you can do that aren’t shopping related.
Cancel Magazine and App Subscriptions - This is another area where costs are hidden and add up fasts. Every couple of months, go look at your phone’s app settings and make sure you aren’t being charged monthly fees for apps that you don’t use. Unsubscribe to magazines that you don’t read as well.
Now on to the fun part! Create a savings tracker in your bullet journal so you can stay focused on the goal. I’ve compiled some of my favorite savings tracker ideas.
Trying to save money will seem easy when you set a goal and then track it. How much do you want to save? Will you save weekly or monthly.
Set goals you know you can achieve. When you reach that goal, make a new tracker with an even larger goal.
Image by @karolinaskrafts
This savings tracker is a pathway broken down into $100 increments. Each time money is saved, a block gets colored in.
Image by @tinaskreativa
Here’s a tracker separated into three areas to save: future, travel, and house. Each saving tracker is an old fashioned coin holder with cute icons.
Image by natbooks_
Put a money jar right in your bullet journal! Draw a large jar and break it out for each month. Then you can decide how much you want to save each month to reach your goal. This one will be saving $1000 a month to reach $12,000 in a year.
Image by @bulletjournalkiwi
Another unique way to track savings is buy drawing pretty flowers in your bullet journal. Each petal will represent the savings increments. Color in a petal each time you set money aside.
Image by @livinginorganizedchaos
Have fun with your savings tracker! This bacon themed tracker has a goal of setting money aside for a craft room makeover. At the top of the page it says “bringing home the bacon.” All of the $50 increments are pieces of bacon that get colored in.
Image by @emmylousbujo
Saving up for a home deposit? Put that goal in your bullet journal! This one has the goal clearly noted - a nice house drawing in the center of the page surrounded by bricks to color in when goals are reached.
There’a also a motivation quote, “she believed she could so she did.”
Image by @nohnoh.studies
Create a stellar savings tracker. This one month tracker uses various increments so that you can choose how much you will set aside each time.
Image by @creativitybybee
This piggy bank will fill up fast! On the left are various amounts to save each week from $1 to $20. Pick an amount each week fill it in and then color a bit of the piggy bank on the right until goal is reached.
Image by @lifes.carousel
Pop the champagne when you reach this goal. Save up $5000 by coloring in a star for every $100 saved.
Will you try a savings tracker this year? What layout will motivate you to save? Let me know in the comments below!